Jio Finance Share Price Target 2025, 2027, 2028, 2030, 2040

Jio Finance Share is a bullish trend in the share market. During share ups and downs, you should know all about share details before investing. In this blog, we are going to discuss Jio Finance Share Price Target 2025, 2027, 2028, 2030, 2040. We will try to analyze the share base in the company’s overall performance.

We also look after the company’s profit growth in the last 5 years, the last 5 year’s sales growth, and the last 5 years’ ROE percentage similarly we also compare the Jio Finance Share growth, the share price return amount of the share become increasing or decreased through the last 5 year’s. We also take advice from experts about which time we should invest in the share it may be helpful for you also. Let’s have a look at Jio Finance Share Price Target from 2025 to 2040.

Overview Of Jio Financial Services Limited

Jio Financial Services Limited is an Indian financial services company that was established in the year 1999. The headquarters of the company is situated in Mumbai and the founder of the company is Mr. Mukesh Ambani. The company is a subsidiary of reliance industries the company provides financial services, including payment services and insurance broking. The company was listed on the Indian stock exchanges in August 2023.

Fundamental Analysis Of Jio Financial Services LimitedJio

Company Name	Jio Financial Services Limited
Market Cap	₹1,98,012.23 Crore
Book Value	₹39.10
Face Value	₹10
52 Week High	₹396.01
52 Week Low	₹213.80
P/B	6.52
DIV. YIELD	0%
ROE	1.85%
ROA	1.12%
PE Ratio	290.36

History Of Jio Finance Share Price Target From The Year 2024 to 2040

Year	1st Price Target	2nd Price Target
Jio Finance Share Price Target 2025	₹238.16	₹314.26
Jio Finance Share Price Target 2027	₹395.16	₹491.20
Jio Finance Share Price Target 2028	₹493.16	₹592.26
Jio Finance Share Price Target 2030	₹689.36	₹761.84
Jio Finance Share Price Target 2040	₹1,491.84	₹1,571.86

Jio Finance Share Price Target 2025

Jio Finance Share Price Target 2025 range may vary from ₹238.16 to ₹314.26.

Influencing Key Factors Of Jio Finance Share Price Target 2025

• Jio Banking App Facility
• Jio Financial is targeting the overall financial landscape to provide banking facilities in India. Anyone can easily pay for their electricity, gas, internet, and other essential bills at any time through the Jio Banking App facility. The company provides customers with a digital banking facility for any money transfer, bank account opening, or money deposit.
• Jio Payment Bank Limited Facility
• Jio Payment Bank Limited has been working towards expanding its distribution reach through a network of business correspondents. For this issue, Jio Payment Bank received approval from RBI to expand its footprint by about 16,000 business correspondent outlets.
• Facility Of Merchant Lending
• This facility includes providing financing options for merchants in grocery, digital, fashion, and pharma formats. This segment would include trade credit, personal loans, store improvement loans, and, unsecured business loans, etc. Under this trade credit facility, the company offers a credit line for registered merchants of JioMart Partner as a wholesale. It provides unsecured credit to finance inventory purchases. The company has also been expanding Jiomart as a cross-category platform.

Month	Jio Finance Share Price Target 2025 (1st Price Target)	Jio Finance Share Price Target 2025 (2nd Price Target)
February	₹238.16	₹243.31
March	₹241.01	₹250.65
April	₹249.85	₹256.18
May	₹252.30	₹262.39
June	₹260.41	₹273.67
July	₹270.19	₹279.65
August	₹277.10	₹285.36
September	₹269.34	₹281.06
October	₹279.11	₹290.17
November	₹289.45	₹305.19
December	₹294.08	₹314.26

Risk Factors

• Credit Risk
• Credit Risk is the risk in a banking sector that arises due to the default of borrowers. Jio Finance Limited is exposed to credit risk as one of the material risks. The company has board board-approved credit and recovery policy which provides details on risk limits and guidance on leading recovery activities.
• Market Risk
• Market Risk is defined as that type of risk in which the value of investment may be adversely affected by the movements in market interest rates, currency exchange rates, credit spread, and equity price. Those factors may affect the demand of the company.

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Jio Finance Share Price Target 2027

Jio Finance Share Price Target 2027 range may vary from ₹395.16 to ₹491.20.

Influencing Key Factors Of Jio Finance Share Price Target 2027

• Provide Online Loan Facility
• In the era of online payments, Jio Financial Limited offers some personal and consumer durable loans through online channels. This becomes more attractive for the customer to get a loan facility without a physical presence in the bank and it allocates a new segment in the banking financial segment.
• Jio Insurance Broking Limited
• Jio Insurance Broking Limited is an insurance broking arm of Jio Financial Limited that offers a comprehensive range of insurance products including life insurance, health insurance, auto insurance, home insurance, and insurance of consumer durable products with extended warranty. Jio Insurance Broking’s first offering on the app is in the category of auto insurance. Jio Insurance Broking Limited has a partnership with 31 insurers and an extended digital platform for the insurance sector.
• Jio Transact Solution
• Jio Finance Solution Limited and Jio Payment Bank Limited include checking accounts, debit and credit cards, and payment solutions. Jio Payment Bank Limited (JPBL) offers features like UPI, online bill pay, money transfers, and account managment, accessible anytime and anywhere. JPBL provides payment solutions to Marchant and customers all over the country. With the help of advanced technology,y the company enabled solutions such as digital wallets, and seamless payments.

Month	Jio Finance Share Price Target 2027 (1st Price Target)	Jio Finance Share Price Target 2027 (2nd Price Target)
January	₹395.16	₹416.98
February	₹415.39	₹434.32
March	₹429.40	₹443.74
April	₹440.87	₹454.19
May	₹449.42	₹468.63
June	₹467.17	₹485.89
July	₹483.35	₹499.38
August	₹489.89	₹504.26
September	₹487.17	₹508.34
October	₹507.40	₹522.37
November	₹479.19	₹487.74
December	₹488.85	₹491.20

Risk Factors

• Reduction Of The Value Of Reliance Industries
• 60% of the market capitalization of Jio Financial Services is nothing but a result of its 6.1% stake in the parent entity of Reliance Industries Limited. So, with the reduction of the value of reliance industries, the share market price of Jio Financial Services also reduces.
• Information Security Risk
• Cyber Security Risk is an important risk for any financial institution. The company also committed to instituting a robust information and cyber security program to protect business information.

Jio Finance Share Price Target 2028

Jio Finance Share Price Target 2028 range may vary from ₹493.16 to ₹592.26.

Influencing Key Factors Of Jio Finance Share Price Target 2028

• Launched New Insurance Channel
• In the financial year 2024, Jio Insurance Broking Limited (JIBL) launched the embedded insurance channel to enhance its product portfolio with innovative solutions. The channel key offers cyber insurance cover to protect against digital fraud, an EMI-protecting product that covers loan payments during hospitalizations, and bespoke UPI with mobile wallet cover to secure mobile transactions. Through this channel, the company extended a warranty including consumer durables like mobile phones.
• Joint venture With BlackRock
• On July 2023 Jio Financial Services Limited got a partnership with BlackRock Inc. Group. The strategic partnership formed a 50:50 joint venture. The collaboration is founded on a shared vision to make advanced investment solutions accessible to a wide audience. Further expanding this partnership in April 2024, Jio Financial Limited entered another joint venture with BlackRock Inc. for wealth managment and booking services.
• Jio Leasing Services Limited
• Jio Information Aggregator Services Limited later renamed Jio Leasing Services Limited offers operating lease solutions to consumers and businesses. Through these segments, the company offers leasing, technology managment, and customer support and launches pioneering ventures, the combined expertise to set up robust operations through a Device-as-a-service model.

Month	Jio Finance Share Price Target 2028 (1st Price Target)	Jio Finance Share Price Target 2028 (2nd Price Target)
January	₹493.16	₹510.92
February	₹508.37	₹520.46
March	₹518.77	₹532.29
April	₹530.14	₹545.17
May	₹542.99	₹559.37
June	₹557.48	₹576.37
July	₹573.22	₹589.76
August	₹587.95	₹606.83
September	₹603.35	₹621.59
October	₹615.49	₹640.27
November	₹625.70	₹639.42
December	₹581.90	₹592.26

Risk Factors

• Compliance Risk
• Compliance Risk is the risk of legal sanctions, material financial loss, or damage to the reputation of an entity that may suffer as a result of its failure to comply with laws, regulations, rules codes of conduct, etc which apply to its business activities.
• Outsourcing Risk
• Outsourcing risk is defined as the risk arising from the company’s use of a third party. Jio Financial Services Limited has a board-approved outsourcing policy that provides well-defined guidance on how or the future.

Jio Finance Share Price Target 2030

Jio Finance Share Price Target 2027 range may vary from ₹689.36 to ₹761.84.

Influencing Key Factors Of Jio Finance Share Price Target 2030

• Increasing Revenue Amount
• The company recorded a total revenue of ₹419 Crore in the fourth quarter of the year 2024 which is higher than ₹413.62 Crore compared to the previous quarters.
• Expanding Total Operating Income
• The total operating income of the company increases parallel. In the year 2023, the total operating income amount was ₹449 Crore which increased to ₹18,445 Crore in the year 2024 which looks a good side for the company’s growth.
• Jio Finance App
• The Jio Finance App is a state-of-the-art platform that addresses the everyday financial needs of its customers by integrating digital banking, UPI transitions, bill payments, and insurance advisory through a user-friendly interface. The app accommodates users of all proficiency levels, making money managment effortless and accessible.

Month	Jio Finance Share Price Target 2030 (1st Price Target)	Jio Finance Share Price Target 2030 (2nd Price Target)
January	₹689.36	₹705.13
February	₹701.38	₹718.49
March	₹615.74	₹636.55
April	₹634.86	₹649.62
May	₹648.19	₹656.78
June	₹654.27	₹668.46
July	₹665.45	₹682.36
August	₹680.73	₹707.18
September	₹705.49	₹716.34
October	₹714.38	₹738.48
November	₹737.17	₹749.16
December	₹740.95	₹761.84

Risk Factors

• Jio Financial Services needs to continuously innovate productivity according to customer’s needs.
• Sufficient cash flow is needed for the finance sector which may cause some difficulties in maintaining positive liquidity from the finance sector.

Jio Finance Share Price Target 2040

Jio Finance Share Price Target 2040 range may vary from ₹1,491.84 to ₹1,571.86.

Influencing Key Factors Of Jio Finance Share Price Target 2040

• Launches Of New Products
• Jio Finance Limited also worked towards the launch of two products in a sandbox environment. The company also launched a digital journey by offering personal loans for salaried and self-employed individuals. The wide customer base of Reliance Jio and Reliance Retail provides a substantial advantage to Jio Financial Services. With millions of Jio & retail mart users who are already on board, the financial services arm has a vast potential customer base to tap into.
• Global Presence
• Jio Financial Services Limited focuses mainly on crucial customer groups, reaching out to individuals and small businesses often in urban, semi-urban, and rural areas of India and aboard also.
• Different Loans Facility
• Jio Finance offers home loans, loans against property, and loans on mutual funds with attractive interest rates and easy EMIs. The company makes homeownership a reality and can meet the customer’s financial needs from vacations, destination weddings educational loans, etc which becoming more interesting for the customers.

Year	Jio Finance Share Price Target 2040
1st Price Target	₹1,491.84
2nd Price Target	₹1,571.86

Risk Factors

• In the finance sector, there is always a risk full matter to maintain the company’s growth.
• There are many competitive companies in the finance sector, the difficulties may be areas for the company’s growth.

The Few Year’s Performance Of Jio Financial Limited

Profit Growth

The company’s last 5 year’s profit growth percentage is described in the below portion.

• In the last 5 years 24.65%
• In the last 3 years 46.01%
• In the last 1 year 1124.1%

The Net Profit amount of the company was ₹88.79 Crore in September 2023 which increased to ₹305.12 Crore in September 2024.

Operating Revenue Amount

The operating revenue amount of the company was ₹149.25 in September 2023 which increased to ₹382.89 Crore in September 2024.

Income Growth

The last 5 year’s Income Growth percentage of the company is described in the below portion.

• In the last 5 years NA
• In the last 3 years 29.96%
• In the last 1 year 1433.70%

ROE Percentage

The company’s last 5 year’s ROE percentage is described below.

• In the last 5 years 5.89%
• In the last 3 years 3.56%
• In the last 1 year 1.96%

ROCE Percentage

The company’s last 5 year’s ROCE percentage is described below.

• In the last 5 years 5.89%
• In the last 3 years 3.98%
• In the last 1 year 2.85%

Operating Revenue Amount

The company’s Operating Revenue Amount was ₹149.52 Crore in September 2023, which increased to ₹383.01 Crore in September 2024.

Total Assets Amount

The Total Assets amount was ₹24,805.23 Crore in March 2023 which decreased to ₹24,475.01 Crore in March 2024.

Total Liabilities

The Total Liabilities amount of the company was ₹24,806.12 Crore in March 2023 which decreased to ₹24,476.23 Crore in March 2024.

Investments Amount

The investment amount of the company was ₹19,401.23 Crore in March 2023 which increased to ₹19,720.25 Crore in March 2024.

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Discussion About Share Holding Pattern Of Jio Financial Services Limited

Jio Financial Services Limited mainly has four types of shareholding patterns such as promoter holding, public holding, DII, and FII. We can majorly influence the company’s growth depending on the shareholding pattern.

Investor Type	Percentage
Promoter Holding (Owned by the company’s promoter)	47.50%
Public Holding (Held by the public)	24.60%
FII (Invest by Foreign Institutional Investor)	16.90%
DII (Invest money by Domestic Institutional Investor)	11.00%

Peers Company Of Jio Financial Services Limited

Company Name	Market Cap (Crore)
Bajaj Finance Limited	₹6,910.85
Muthoot Finance Limited	₹1,934.23
Shriram Finance Limited	₹3,199.23
Sundaram Finance Limited	₹4,852.87

Jio Finance Share Price Target Prediction In The Last Few Years

For the last few years, Jio Financial share increased rapidly.

• The last 6 month’s share growth was -69.85 (-18.30%).
• The last 1 month’s share growth was -37.95 (-10.85%).
• The last 1 year’s share growth was +96.05 (+44.50%).
• The last 5 year’s share growth was +97.40 (45.41%).
• The maximum share growth was +97.40 (45.41%).

Jio Finance Share Price return percentage was -11.80 % in the last 1 month.

• The last 3 months’ share price return percentage was -5.48%.
• The last 1 year’s share price return percentage was 48.09%.
• Jio Finance Share always gives good returns to investors. If anyone wants to invest in the share it will be profitable on a long-term basis.

What Is The Expert Analysis To Invest in Jio Finance Share Right Now?

Positive Sides

• The last 3 year’s ROA percentage was very good which was 3.22%.
• For the last 3 years, the CAGR percentage of the company was good which was 29.63%.
• The last 3 year’s profit growth of the company was very good which was 46.01%.

Negative Sides

• The last 3 year’s ROE percentage of the company was very good which was 3.56%.
• The last 3 year’s ROCE percentage of the company was very poor which was 3.69%.
• PAT margin has a good ratio which was 15.26%.
• The company is trading at 7.98 times the book value.

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FAQ

Conclusion

This website is written to help the investor gain some basic knowledge about the market strategy of Jio Finance Share. For making this blog we take consultation from expertise and doing research about the company. It is expected that the Jio Finance Share Price Target will be a good choice to invest in on a long-term basis. The finance sectors in India and outside of the country always increase as a result of the company and the share may increase rapidly.

We try to give an in-depth idea about the share. If you think it is helpful to you you can share it. If you have any questions please let us know through the comment box we will try to reply to your questions and solve your problem. Thanks for visiting this website and thanks for being with us.

Disclaimer – We are not SEBI-registered advisors. A financial market is always risky to anyone. This website is only for training and educational purposes. So before investing, we are requested to discuss certified expertise. We will not be responsible for anyone’s profit or loss.