HDFC Bank Share Price Target 2025, 2026, 2028, 2030, 2035

HDFC Bank Share is in a bullish trend in the share market. During share ups and downs, you should know all about share details before investing. In this blog, we are going to discuss the HDFC Bank Share Price Target 2025, 2026, 2028, 2030, and 2035. We will try to analyze the share base in the company’s overall performance.

We also look at the company’s profit growth in the last 5 years, the last 5 years’ sales growth, and the last 5 years’ ROE percentage. Similarly, we also compare the share growth, the share price return, amount whether the share has increased or decreased over the last 5 years. We also take advice from experts about when we should invest in the share, which may be helpful for you. Let’s have a look at the HDFC Bank Share Price Target from 2025 to 2035.

Overview Of HDFC Bank Limited

HDFC Bank Limited is an Indian banking and financial services company, headquartered in Mumbai. It is India’s largest private sector bank by assets and market capitalisation. The Reserve Bank of India has identified the HDFC Bank, the State Bank of India, and ICICI Bank as Domestic Systemically Important Banks, which are often referred to as banks that are “too big to fail”.

Fundamental Analysis Of HDFC Bank Limited

Company Name	HDFC Bank Limited
Market Cap	₹15,08,288.39 Crore
Book Value	₹648.92
Face Value	₹1
P/B	3.05
P/E	22.36
52 Week High	₹1,998.32
52 Week Low	₹1,588.50
ROE	16.98%
ROA	2.00%

Last Few Years’ Performance Of HDFC Bank Limited

Net NPA%

The company’s Net NPA percentage over the last 5 years is described below.

• In the last 5 years, 0.36%
• In the last 3 years, 0.32%
• In the last 1 year, 0.35%

The company’s Net NPA percentage was 0.33% in March 2024, which increased to 0.44% in March 2025. The Gross NPA percenatge was 1.24% in March 2023, which increased to 1.33% in March 2024.

NIM (Net Interest Margin) Percenatge

The company’s NIM percentage over the last 5 years is described below.

• In the last 5 years, 3.76%
• In the last 3 years, 3.54%
• In the last 1 year, 3.39%

ROE Percentage

The ROE percentage growth of the company in the last 5 years is described below.

• In the last 5 years, 16.74%
• In the last 3 years, 16.89%
• In the last 1 year, 17.29%

ROA Percentage

The ROA percentage growth of the company in the last 5 years is described below.

• In the last 5 years, 2%
• In the last 3 years, 1.98%
• In the last 1 year, 2.1%

The company’s ROA percenatge was ₹0.49 Crore in March 2024, which became ₹0.48 Crore in March 2025.

Operating Expenses Amount

The company’s Operating Expenses amount was ₹17,107.39 Crore in December 2024, which increased to ₹17,559.71 Crore in March 2025.

Total Assets Amount

The company’s total assets amounted was ₹24,67,125.37 Crore in March 2023, which increased to ₹36,18,624 Crore in March 2024.

HDFC Bank Share Price Target 2025

HDFC Bank Share Price Target forecast for 2025 may vary from ₹1,935.29 to ₹2,195.28.

Influencing Key Factors Of HDFC Bank Share Price Target 2025

• Merger
• The merger of HDFC Limited with and into HDFC Bank has created a stronger financial services conglomerate with the addition of subsidiaries like HDFC Life, HDFC ERGO, AND HDFC AMC. This has opened up a fresh pathway for future growth through the ownership of a reputed home loan product, thereby enhancing the company’s ability to serve customers better and tap into opportunities for cross-selling. Thus, the merger further fortifies the company’s position in the market.
• Financial Capital
• The company maintains robust financial practices, ensuring steady returns for the company’s shareholders. The company’s financial resources encompass various sources such as customer deposits, shareholder equity, retained earnings, and external borrowings, among others.
• Intellectual Capital
• The company is committed to delivering seamless customer experiences, and the company harnesses technology to enhance operational efficiency and gain a competitive advantage. Additionally, the company’s deep expertise, strong systems, processes, and the esteemed reputation of the group form the foundation of the company’s intellectual capital.

Month	HDFC Bank Share Price Target 2025 (1st Price Target)	HDFC Bank Share Price Target 2025 (2nd Price Target)
June	₹1,935.29	₹1,964.72
July	₹1,961.07	₹1,998.31
August	₹1,996.45	₹2,038.80
September	₹2,035.11	₹2,067.58
October	₹2,064.25	₹2,098.05
November	₹2,095.41	₹2,159.37
December	₹2,155.20	₹2,195.28

Also Read – Canara Bank Share Price Target

HDFC Bank Share Price Target 2026

HDFC Bank Share Price Target forecast for 2026 may vary from ₹2,193.66 to ₹2,289.32.

Influencing Key Factors Of HDFC Bank Share Price Target 2026

• Manufactured Capital
• The company’s manufactured capital encompasses the ompany’s extensive pan-India network of banking outlets, corporate offices, ATMs, and other touchpoints that facilitate engagement with the company’s stakeholders. It also includes the company’s IT infrastructure and security measures, as well as infrastructure development through CSR projects.
• Synergistic Growth
• The merger delivers substantial benefits for customers, employees, shareholders, and other stakeholders. The long duration of the home loan book and the sticky nature of the product enable the Bank to foster stronger customer connections, thereby enhancing customer retention and driving growth across diverse product segments, catering to various stages of the customer life cycle. Additionally, leveraging erstwhile HDFC Limited’s home loan customer base. HDFC Bank is strategically expanding its cross-selling initiatives, offering a complete bouquet of products across pay, insure, save, invest, borrow, and trade through its advanced digital platforms.
• International Presence
• During the year 2024, the HDFC Bank continued to cater to NRI clients and deepen its product and service proposition. The Bank has a global footprint by way of representative offices and branches in Bahrain, Hong Kong, the UAE, and Kenya. It also has a presence in the International Financial Services Centre at GIFT City in Gandhinagar, Gujarat. In addition, two existing representative offices of erstwhile HDFC Limited in London and Singapore have become representative offices of the bank post the merger.

Month	HDFC Bank Share Price Target 2026 (1st Price Target)	HDFC Bank Share Price Target 2026 (2nd Price Target)
January	₹2,193.66	₹2,256.32
February	₹2,248.28	₹2,296.03
March	₹1,979.73	₹2,046.27
April	₹2,044.70	₹2,071.18
May	₹2,065.57	₹2,098.92
June	₹2,096.80	₹2,149.90
July	₹2,145.25	₹2,170.49
August	₹2,154.29	₹2,186.17
September	₹2,179.55	₹2,202.60
October	₹2,198.82	₹2,235.64
November	₹2,230.25	₹2,265.59
December	₹2,258.82	₹2,289.32

HDFC Bank Share Price Target 2028

HDFC Bank Share Price Target forecast for 2028 may vary from ₹2,586.29 to ₹2,668.39.

Influencing Key Factors Of HDFC Bank Share Price Target 2028

• Financial Performance and Beyond
• HDFC Bank’s financial performance in the past year demonstrated resilience amidst challenges, with market share growth in deposits as well as advances. The bank ensured prudent risk management and asset quality across portfolios. The company’s profit after tax grew by 37.9% to ₹60,815.6 Crore on a standalone post-merger basis. In the year 2013, the company’s sustainable Livelihood Initiative crossed a milestone, impacting 20 lakh households.
• Newly Launched Initiatives
• In the year 2023, the company launched a revamped payZapp 2.0 payments app that provides customers with a seamless, intuitive user experience with enhanced security features. HDFC Bank and HDFC Limited merged with effect from July 1,203, creating one of the world’s most valued banks. In the year 2024, the company launched the UPI QR code interoperable with Central Bank Digital Currency, among the first banks in the country to complete the integration process. PayZapp 2.0 reached 75 lakh registrations in the year 2024.
• Macroeconomic Environment
• The Reserve Bank of India anticipates India’s GDP growth to be at 7.2% in the year 2024-25. Economic activity is likely to be supported by a further pick-up in private capital expenditure and continued Government capital spending. The overall credit growth has been in double digits since April 2022. Higher demand for consumer durables and greater retail spending have boosted retail credit growth. Retail loans have increased at a CAGR of 19% in the last 5 years.

Month	HDFC Bank Share Price Target 2028 (1st Price Target)	HDFC Bank Share Price Target 2028 (2nd Price Target)
January	₹2,586.29	₹2,626.38
February	₹2,624.91	₹2,679.92
March	₹2,429.29	₹2,472.70
April	₹2,468.65	₹2,501.85
May	₹2,492.37	₹2,532.26
June	₹2,529.81	₹2,568.18
July	₹2,559.92	₹2,596.37
August	₹2,594.48	₹2,535.62
September	₹2,534.66	₹2,572.89
October	₹2,569.30	₹2,596.36
November	₹2,594.91	₹2,637.32
December	₹2,635.23	₹2,668.39

HDFC Bank Share Price Target 2030

HDFC Bank Share Price Target forecast for 2030 may vary from ₹3,025.79 to ₹3,289.16.

Influencing Key Factors Of HDFC Bank Share Price Target 2030

• Cyber Security
• At HDFC Bank, cybersecurity and data privacy best practices are important priorities. The Bank remains committed to maintaning a secure cybersecurity posture to protect its technology, confidential information, data integrity, and business continuity. The bank has invested in technology using AI and ML to prevent attempts by customers from falling prey to scams and fraudsters. The bank has regularly been running secure banking campaigns through social media, SMS, Emails, ATMs, the Bank website, and various other channels.
• Treasury
• The Treasury Department is responsible for managing the Bank’s liquidity requirements, as well as handling its investments in securities and other market instruments. It manages the balance sheet’s liquidity and interest rate risks and ensures compliance with statutory reserve requirements. It also manages the treasury needs of customers and earns a fee income generated from transactions customers undertake with the bank.
• Retail Banking
• HDFC Bank’s retail business caters to a diverse client base, comprising individuals, salaried professionals, small businesses such as kirana stores, and Non-Resident Indians. The Bank’s objective is to develop and tailor products and services that address the distinct requirements of these customers. Among the offerings are savings and current accounts, various loan offerings are savings and current accounts, including personal and business needs, credit and debit cards, digital wallets, insurance and investment products, and remittance services.

Year	HDFC Bank Share Price Target 2030
1st Price Target	₹3,025.79
2nd Price Target	₹3,289.16

HDFC Bank Share Price Target 2035

HDFC Bank Share Price Target forecast for 2035 may vary from ₹4,615.90 to ₹4,869.32.

Influencing Key Factors Of HDFC Bank Share Price Target 2035

• Loan Products
• The company offers various types of loans such as Personal Loan, Auto Loan, Two-wheeler Loan, Small Ticket Working Capital, Agricultural loan, Commercial Vehicle & Equipment Finance Loan, Loan Against Securities, and Digital Loan Against Mutual Funds etc.
• Home Loan
• The merger of the erstwhile HDFC Limited with HDFC Bank has been transformational for the bank. It has now emerged as a bank with one of the largest home loan portfolios in the country. A trusted home loan product is now riding on HDFC Bank’s network of over 8,700 branches, digital touchpoints, complete product range, and superior technology. Savings Accounts for new Bank customers have moved to about 85% from 35%. This sets the foundation for a stronger connection with incremental customers.
• Advancements In Tech-based Banking
• Technological advancements have revolutionised the banking and finance sectors, driving innovation and efficiency. The rise of Artificial Intelligence (AI), Machine Learning (ML), and Generative AI has transformed industry operations from asset management to fraud detection. Additionally, the RBI’s pilot programme for Central Bank Digital Currency now involves thirteen Banks nationwide, demonstrating a commitment to fostering digital currency adoption. India’s fintech industry is rapidly growing, projected to reach US$150 billion by the year 2025, reflecting the country’s emergence as a global fintech hub with over 2,000 recognised FinTech businesses.

Year	HDFC Bank Share Price Target 2035
1st Price Target	₹4,615.90
2nd Price Target	₹4,869.32

Peer’s Company Of HDFC Bank Limited

Company Name	Market Cap (Crore)
Axis Bank Limited	₹3,79,340.67
ICICI Bank Limited	₹10,18,376.94
State Bank Of India	₹7,10,402.72
Kotak Mahindra Bank Limited	₹4,32,347.83
Bandhan Bank	₹28,740.39

Discussion About Shareholding Pattern Of HDFC Bank Limited

HDFC Bank Limited mainly has four types of shareholding patterns, such as promoter holding, public holding, DII, and FII. Depending on the shareholding pattern, we can majorly influence the company’s growth.

Investor Type	Percentage
Promoter Holding (Owned by the company’s promoter)	0%
Public Holding (Held by the public)	15.90%
FII (Invest by Foreign Institutional Investor)	48.50%
DII (Invest money by Domestic Institutional Investor)	35.60%

What Is The Expert Advice About The Investment In HDFC Bank Share

Positive Sides

• The company has been maintaning a good ROA ratio, which was 1.98% in the last 3 years.
• The company has a good ROE track record in the last 3 years, which was 16.89%.
• The company has been consistently maintaining a NIM of 3.54% over the last 3 years.
• The bank is prominently managing its Non-Performing Assets, Average NET NPA of the last 3 years is 0.32%.
• CASA stands at 38.19% of total deposits.
• The company has a Good Capital Adequacy Ratio of 18.92%.
• In the last 3 year’s the company has delivered a good income growth of 28.83% over the last 3 years.
• The company’s made strong advances in growth of 29.94% in the last 3 years.

Negative Sides

Increase in Provision and contingencies of 97.09% every year.

The Last Few Years’ Share Price Updation Of HDFC Bank Share

HDFC Bank Share always gives good returns to investors, which is described in the portion below.

• The last 1 month’s share growth was +23.50 (1.21%).
• The last 6 months’ share growth was +165.60 (9.21%).
• The last 1 year’s share growth was +291.30 (17.42%).
• The last 5 years’ share growth was +907.25 (85.88%).
• The maximum share growth was +1,962.11 (123,403.14%).

• HDFC Bank share price return percenatge was 1.14% in the last 1 month.
• The last 3 months’ share price return percenatge was 8.95%.
• The last 1 year’s share price return percenatge was 17.26%.
• The last 3 years’ share price return percenatge was 44.95%.
• The last 5 years’ share price return percenatge was 89.93%.

Also Read – Bank Of Baroda Share Price Target

FAQ

Conclusion

This website is written to help the investor gain some basic knowledge about the market strategy of HDFC Bank Share. For making this blog, we take consultation from experts and research the company. It is expected that the HDFC Bank Share Price Target will be a good choice to invest in on a long-term basis. The demand for the banking sector in India and outside of the country always increases, as a result of which the company and its share may increase rapidly.

We try to give an in-depth idea about the share. If you think it is helpful to you, you can share it. If you have any questions, please let us know through the comment box. We will try to reply to your questions and solve your problem. Thanks for visiting this website, and thanks for being with us.

Disclaimer – We are not SEBI-registered advisors. A financial market is always risky to anyone. This website is only for training and educational purposes. So, before investing, we are requested to discuss certified expertise. We will not be responsible for anyone’s profit or loss.